RBI's new rules for gold loans allow people to avail loan on up to 85% of gold value

Ashley Paul, Published on Jun 6th, 2025

RBI's new rules for gold loans allow people to avail loan on up to 85% of gold value

RBI released new rules for gold loans worth up to ₹5 lakh. They dictate that borrowers can now get loans equal to 85% of pledged gold/silver's value. Additionally, value/weight of precious stones/gems part of gold/silver jewellery won't be added to collateral's valuation. Lenders are also allowed to deny loaning money using gold/silver as collateral if their ownership is doubtful.

Read Full Article ...

© yugma 2025

Google Play and the Google Play logo are trademarks of Google LLC.

Apple and the Apple logo are trademarks of Apple Inc.